If only it were a technical problem to solve. That's easy.
Anytime anyone pays USD and gets crypto in return, it becomes an exchange or "money transmitter" and you must register separately in all 50 states, pay hundreds of thousands in fees, taxes, regs, etc.
what if you’re just sending stable coins?
Fields the transaction did not carry are omitted. Open the payload to see the bytes as stored.
12tDncQvFZaZzqanupmtXpDUm42Wd4Cn4W Unverifiedyou can do crypto to crypto no problem.
any on/off ramp to fiat is where the huge legal risk and regs come in.