Peck by Zen Zernanke

1ErJFY…RrW5 Unverified · twetch

INVESTOR PHASES
The initial state is phase 0, where the investor doesn't know anything and is not searching for anything and is not fully aware he needs to drive himself. He is just receiving information from life, which will create a need that will send him to phase 1.

What the chain says

Transaction: 7a0469f9bc0ada777207eb161a1e646b4ab3d10c598e71726f45bb8c7de04f6a
Block: 959 660
Time: 2026-07-27T08:50:40Z
Signer: 1ErJFY7wBEwvShFothkejAmorD59fZRrW5
App: twetch
Type: post
Content type: text/markdown

Fields the transaction did not carry are omitted. Open the payload to see the bytes as stored.

Signed by 1ErJFY7wBEwvShFothkejAmorD59fZRrW5 Unverified

Replies (7)

Zen Zernanke 2mo

1ErJFY…RrW5 Unverified · twetch

Replying to@1ErJFY…RrW5

Phase 0 ends as soon as the person has received enough information to form a notion that he needs to pursue an aim. In the case of the investor, it is usually a need to be able not only to provide for himself and those under his responsibility, but to be able to choose how to do it. This may happen as early as adolescence.

Zen Zernanke 2mo

1ErJFY…RrW5 Unverified · twetch

Replying to@1ErJFY…RrW5

Phase 1 is defined by a resolute desire to make an intentional effort toward changing one's financial situation.

Unlike Phase 0, this desire drives targeted learning with a clear, specific goal: discovering how to achieve financial stability.

There IS a goal, but not yet a plan.

Zen Zernanke 2mo

1ErJFY…RrW5 Unverified · twetch

Replying to@1ErJFY…RrW5

Phase 2 begins when the investor commits to a plan and understands the baseline steps to launch it—such as securing a job, reaching a savings target, or starting a business. This phase is iterative, often looping back to Phase 1

Zen Zernanke 2mo

1ErJFY…RrW5 Unverified · twetch

Replying to@1ErJFY…RrW5

Phase 3 starts when there is a plan and the struggle to execute the plan. The investor sees that it is possible. An investment opportunity is found or a company is founded, even a lucrative hustle, can serve as a means to the desired outcome. The investor is now in a battle.
Regressions to phase 2 and 1 may occur, capital is not yet secured.

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Post by Zen Zernanke

Replies (7)