Phase 0 ends as soon as the person has received enough information to form a notion that he needs to pursue an aim. In the case of the investor, it is usually a need to be able not only to provide for himself and those under his responsibility, but to be able to choose how to do it. This may happen as early as adolescence.
Post by Zen Zernanke
Phase 1 is defined by a resolute desire to make an intentional effort toward changing one's financial situation.
Unlike Phase 0, this desire drives targeted learning with a clear, specific goal: discovering how to achieve financial stability.
There IS a goal, but not yet a plan.
What the chain says
- Block
- 960 158
- Time
- 2026-07-30T19:50:57Z
- Signer
- 1ErJFY7wBEwvShFothkejAmorD59fZRrW5
- App
- twetch
- Type
- reply
- Content type
- text/markdown
Fields the transaction did not carry are omitted. Open the payload to see the bytes as stored.
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Phase 2 begins when the investor commits to a plan and understands the baseline steps to launch it—such as securing a job, reaching a savings target, or starting a business. This phase is iterative, often looping back to Phase 1
Phase 3 starts when there is a plan and the struggle to execute the plan. The investor sees that it is possible. An investment opportunity is found or a company is founded, even a lucrative hustle, can serve as a means to the desired outcome. The investor is now in a battle.
Regressions to phase 2 and 1 may occur, capital is not yet secured.
Phase 4 is marked by the solidification of the path found in 2 and tested in 3 by bringing to life the horse that will help the investor ride to his destination. What in phase 3 depended entirely on its creator's inputs for every movement now starts to have its own energy.
Phase 4's beast is now part of the investor's life, but it is still wild. You either learn how to ride it or it will leave you picking up the pieces. This "taming" is phase 5. The creature's energy must be directed by the investor and not the other way around.